{"id":14123,"date":"2025-12-03T10:52:13","date_gmt":"2025-12-03T08:52:13","guid":{"rendered":"https:\/\/covasna45.ro\/?p=14123"},"modified":"2025-12-03T10:53:02","modified_gmt":"2025-12-03T08:53:02","slug":"informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa","status":"publish","type":"post","link":"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa\/","title":{"rendered":"Informa\u021bii utile despre radierea ipotecii \u00een cadrul Programului Prima cas\u0103 \/ Noua cas\u0103"},"content":{"rendered":"\n<p>\u00cen cadrul Programului Prima\/Noua Cas\u0103, radierea ipotecii marcheaz\u0103 finalul unui parcurs financiar solid. Este etapa \u00een care proprietatea devine complet liber\u0103 de sarcini, iar beneficiarul intr\u0103 \u00eentr-o nou\u0103 zon\u0103 de autonomie: f\u0103r\u0103 constr\u00e2ngeri, f\u0103r\u0103 ipoteci, f\u0103r\u0103 limit\u0103ri pentru urm\u0103toarele mi\u0219c\u0103ri de capital.<\/p>\n\n\n\n<p>Procesul de radiere a ipotecii este standardizat, fluid \u0219i orientat spre eficien\u021b\u0103:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Rambursarea integral\u0103 a creditului<br>Banca confirm\u0103 stingerea datoriei \u0219i preg\u0103te\u0219te dosarul.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Transmiterea solicit\u0103rii c\u0103tre FNGCIMM<br>Institu\u021bia finan\u021batoare \u00eenainteaz\u0103 documenta\u021bia necesar\u0103 pentru eliberarea garan\u021biei.<\/li>\n<\/ul>\n\n\n\n<p>Bine de \u0219tiut! Acordul de radiere poate fi solicitat <a href=\"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/fngcimm-si-accesul-la-credit-pentru-imm-uri-o-analiza-cu-relevanta-pentru-judetul-covasna\/\">FNGCIMM<\/a> doar de catre Banca care a acordat creditul.<\/p>\n\n\n\n<p>Emiterea acordului de radiere<\/p>\n\n\n\n<p>Dup\u0103 verificarea documentelor, FNGCIMM emite acordul de radiere, documentul central care confirm\u0103 c\u0103 ipoteca legal\u0103 instituit\u0103 \u00een favoarea statului poate fi eliminat\u0103 din cartea funciar\u0103.<\/p>\n\n\n\n<p>Accesand site-ul <a href=\"http:\/\/www.fngcimm.ro\">www.fngcimm.ro<\/a> la sec\u021biunea <a href=\"https:\/\/www.fngcimm.ro\/informatii-solicitari-garantii-prima-casa\">Informatii solicitari garantii prima casa<\/a>, beneficiarii pot urmari stadiul solicitarii si data la care aceasta a fost transmisa de catre banca.<\/p>\n\n\n\n<p>Cu locuin\u021ba liber\u0103 de sarcini, resursele tale pot fi redirec\u021bionate c\u0103tre un proiect de business, fiind posibil\u0103 accesarea pentru o activitate comercial\u0103, de exemplu.<\/p>\n\n\n\n<p>Oricare ar fi ideea ta de afacere, nu uita c\u0103 FNGCIMM \u00ee\u021bi poate facilita prin garan\u021bii financiare, accesul la credite bancare pentru a te lansa \u00een afaceri.<\/p>\n\n\n\n<p>Afl\u0103 mai multe pe site-ul <a href=\"http:\/\/www.fngcimm.ro\">www.fngcimm.ro<\/a> si scrie-ne la adresa <a href=\"mailto:info@fngcimm.ro\">info@fngcimm.ro<\/a> pentru a-ti oferi toate detaliile!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cen cadrul Programului Prima\/Noua Cas\u0103, radierea ipotecii marcheaz\u0103 finalul unui parcurs financiar solid. Este etapa \u00een care proprietatea devine complet liber\u0103 de sarcini, iar beneficiarul intr\u0103 \u00eentr-o nou\u0103 zon\u0103 de autonomie: f\u0103r\u0103 constr\u00e2ngeri, f\u0103r\u0103 ipoteci, f\u0103r\u0103 limit\u0103ri pentru urm\u0103toarele mi\u0219c\u0103ri de capital. Procesul de radiere a ipotecii este standardizat, fluid \u0219i orientat spre eficien\u021b\u0103: Bine [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":14124,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[14],"tags":[3519,4376,4377],"class_list":{"0":"post-14123","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lumea-noastra","8":"tag-fngcimm","9":"tag-ipotec","10":"tag-prima-casa"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Informa\u021bii utile despre radierea ipotecii \u00een cadrul Programului Prima cas\u0103 \/ Noua cas\u0103 - Covasna45<\/title>\n<meta name=\"description\" content=\"Cu locuin\u021ba liber\u0103 de sarcini, resursele tale pot fi redirec\u021bionate c\u0103tre un proiect de business.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Informa\u021bii utile despre radierea ipotecii \u00een cadrul Programului Prima cas\u0103 \/ Noua cas\u0103 - Covasna45\" \/>\n<meta property=\"og:description\" content=\"Cu locuin\u021ba liber\u0103 de sarcini, resursele tale pot fi redirec\u021bionate c\u0103tre un proiect de business.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa\/\" \/>\n<meta property=\"og:site_name\" content=\"Covasna45\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-03T08:52:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-03T08:53:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/covasna45.ro\/wp-content\/uploads\/2025\/12\/prima-casa-ipt.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1118\" \/>\n\t<meta property=\"og:image:height\" content=\"674\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Covasna45\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"Covasna45\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa\\\/\"},\"author\":{\"name\":\"Covasna45\",\"@id\":\"https:\\\/\\\/covasna45.ro\\\/#\\\/schema\\\/person\\\/e674052bd7d95d70bbb007a1060ab73c\"},\"headline\":\"Informa\u021bii utile despre radierea ipotecii \u00een cadrul Programului Prima cas\u0103 \\\/ Noua cas\u0103\",\"datePublished\":\"2025-12-03T08:52:13+00:00\",\"dateModified\":\"2025-12-03T08:53:02+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa\\\/\"},\"wordCount\":256,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/covasna45.ro\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/covasna45.ro\\\/wp-content\\\/uploads\\\/2025\\\/12\\\/prima-casa-ipt.jpg\",\"keywords\":[\"FNGCIMM\",\"ipotec\",\"prima casa\"],\"articleSection\":[\"Lumea noastr\u0103\"],\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa\\\/\",\"url\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/informatii-utile-despre-radierea-ipotecii-in-cadrul-programului-prima-casa-noua-casa\\\/\",\"name\":\"Informa\u021bii utile despre radierea ipotecii \u00een cadrul Programului Prima cas\u0103 \\\/ Noua cas\u0103 - 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