{"id":15194,"date":"2026-02-24T16:23:49","date_gmt":"2026-02-24T14:23:49","guid":{"rendered":"https:\/\/covasna45.ro\/?p=15194"},"modified":"2026-02-24T16:23:50","modified_gmt":"2026-02-24T14:23:50","slug":"procent-mic-al-locuintelor-asigurate-in-judetul-covasna-21","status":"publish","type":"post","link":"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/procent-mic-al-locuintelor-asigurate-in-judetul-covasna-21\/","title":{"rendered":"Procent mic al locuin\u021belor asigurate \u00een jude\u021bul Covasna: 21%"},"content":{"rendered":"\n

\u00cen jude\u021bul Covasna sunt \u00een total 96.250 de locuin\u021be din care, \u00een data de 31.01.2026 erau asigurate 20.587, ceea ce \u00eenseamn\u0103 un grad de cuprindere de 21,39%. Media na\u021bional\u0103 nu e nici ea foarte mare – 24%, mai ridicat\u0103 \u00een Bucure\u0219ti (42,57%).<\/p>\n\n\n\n

Prefectul R\u00e1duly Istv\u00e1n spune<\/a> c\u0103 toat\u0103 lumea trebuie s\u0103-\u0219i asigure locuin\u021ba, fiind o obliga\u021bie legal\u0103.<\/p>\n\n\n\n

Primele de asigurare se pot considera accesibile: la locuin\u021bele tip A, suma asigurat\u0103 este de 100.000 lei \u0219i se pl\u0103tesc 130 de lei pe an. O locuin\u021b\u0103 de tip A este o construc\u021bie cu structur\u0103 de rezisten\u021b\u0103 din beton armat, metal ori lemn sau cu pere\u021bi exteriori din piatr\u0103, c\u0103r\u0103mid\u0103 ars\u0103, lemn ori din orice alte materiale rezultate \u00een urma unui tratament termic \u0219i\/sau chimic.<\/p>\n\n\n\n

Locuin\u021b\u0103 tip B are o sum\u0103 asigurat\u0103 de 50.000 lei \u0219i o prim\u0103 de asigurare de 50 lei\/an. O locuin\u021b\u0103 de tip B este o construc\u021bie cu pere\u021bi exteriori din c\u0103r\u0103mid\u0103 nears\u0103 sau din orice alte materiale nesupuse unui tratament termic \u0219i\/sau chimic (ex. chirpici).<\/p>\n\n\n\n

\u201eVreau s\u0103 fac apel \u0219i la ra\u021biune: 130 de lei pe an, o cafea pe lun\u0103, nu este o sum\u0103 insuportabil\u0103\u201d. a precizat prefectul.<\/h2>\n\n\n\n

Nu pot fi asigurate anexele, dependin\u021bele, dot\u0103rile \u0219i utilit\u0103\u021bile care nu sunt legate structural de cl\u0103direa \u00een care este situat\u0103 locuin\u021ba asigurat\u0103 \u0219i nici bunurile din interiorul locuin\u021bei, \u0219i nici locuin\u021bele situate \u00een cl\u0103dirile care prezint\u0103 risc seismic ridicat.<\/p>\n\n\n\n

\u201e\u00cen situa\u021bia \u00een care persoanele fizice sau juridice nu \u00ee\u0219i asigur\u0103 locuin\u021bele aflate \u00een proprietate, statul \u00ee\u0219i rezerv\u0103 dreptul de a nu acorda niciun fel de desp\u0103gubiri de la bugetul de stat sau de la bugetul local pentru prejudicii produse locuin\u021belor, \u00een cazul producerii unuia dintre dezastrele<\/a> naturale<\/em><\/strong>\u201d, a mai spus prefectul.<\/p>\n\n\n\n

Asigurarea se poate \u00eencheia la orice broker sau la orice sucursal\u0103 al oric\u0103rei firme de asigur\u0103ri.<\/h2>\n\n\n\n

Consider c\u0103 trebuie vorbit despre acest subiect \u201epe timp de pace\u201d, atunci c\u00e2nd nu sunt case direct expuse unor catastrofe naturale, cum a fost cazul \u00een jude\u021bul Covasna \u00een luna mai 2025 \u2013 a punctat R\u00e1duly Istv\u00e1n.<\/p>\n\n\n\n

Considerente legale: Legea 260\/2008 prevede c\u0103 to\u021bi proprietarii de locuin\u021be (persoane fizice \u0219i juridice) sunt obliga\u021bi s\u0103 \u00eencheie un contract de asigurare obligatorie \u00eempotriva dezastrelor naturale, pe scurt poli\u021b\u0103 PAD. PAD-ul este emis de o societate special creat\u0103 de mai multe companii de asigur\u0103ri din Rom\u00e2nia pentru a gestiona asigurarea obligatorie a locuin\u021belor, numit Pool-ul de Asigurare \u00cempotriva Dezastrelor Naturale, PAID. Asigurarea prin contractul PAD acoper\u0103 daunele produse asupra locuin\u021bei de inunda\u021bii, cutremure sau alunec\u0103ri de teren.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00cen jude\u021bul Covasna sunt \u00een total 96.250 de locuin\u021be din care, \u00een data de 31.01.2026 erau asigurate 20.587, ceea ce \u00eenseamn\u0103 un grad de cuprindere de 21,39%. Media na\u021bional\u0103 nu e nici ea foarte mare – 24%, mai ridicat\u0103 \u00een Bucure\u0219ti (42,57%). Prefectul R\u00e1duly Istv\u00e1n spune c\u0103 toat\u0103 lumea trebuie s\u0103-\u0219i asigure locuin\u021ba, fiind o […]<\/p>\n","protected":false},"author":1,"featured_media":15195,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[14],"tags":[1886,21,1986],"class_list":{"0":"post-15194","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lumea-noastra","8":"tag-asigurare","9":"tag-covasna","10":"tag-prefect"},"yoast_head":"\nProcent mic al locuin\u021belor asigurate \u00een jude\u021bul Covasna: 21% - Covasna45<\/title>\n<meta name=\"description\" content=\"\u00cen jude\u021bul Covasna sunt \u00een total 96.250 de locuin\u021be din care, \u00een data de 31.01.2026 erau asigurate 20.587.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/procent-mic-al-locuintelor-asigurate-in-judetul-covasna-21\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Procent mic al locuin\u021belor asigurate \u00een jude\u021bul Covasna: 21% - 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