{"id":15774,"date":"2026-04-01T12:02:57","date_gmt":"2026-04-01T10:02:57","guid":{"rendered":"https:\/\/covasna45.ro\/?p=15774"},"modified":"2026-04-01T12:02:58","modified_gmt":"2026-04-01T10:02:58","slug":"fngcimm-continua-si-in-2026-sprijinul-pentru-fermieri-acces-mai-usor-la-credite-garantate","status":"publish","type":"post","link":"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/fngcimm-continua-si-in-2026-sprijinul-pentru-fermieri-acces-mai-usor-la-credite-garantate\/","title":{"rendered":"FNGCIMM continu\u0103 \u0219i \u00een 2026 sprijinul pentru fermieri: acces mai u\u0219or la credite garantate"},"content":{"rendered":"\n

Fermierii rom\u00e2ni primesc \u00een continuare acces la finan\u021bare prin parteneriatul dintre Fondul Na\u021bional de Garantare a Creditelor pentru IMM-uri (FNGCIMM), Agen\u021bia de Pl\u0103\u021bi \u0219i Interven\u021bii pentru Agricultur\u0103 (APIA) \u0219i principalele b\u0103nci din Rom\u00e2nia.<\/p>\n\n\n\n

Noile conven\u021bii semnate faciliteaz\u0103 accesul beneficiarilor APIA la creditare, fiind \u00eencheiate acorduri cu BCR, Exim Banca Rom\u00e2neasc\u0103 \u0219i UniCredit Bank pentru sus\u021binerea fermierilor care particip\u0103 \u00een Programul de bun\u0103stare a animalelor,\u00een cadrul interven\u021biei DR 06 – pachetul bun\u0103starea animalelor pentru porcine, anul de angajament 2026 si pachetul privind bun\u0103starea animalelor pentru p\u0103s\u0103ri, anul de angajament 2026.<\/em><\/p>\n\n\n\n

Prin aceste parteneriate, beneficiarii pot ob\u021bine credite garantate de FNGCIMM<\/a> p\u00e2n\u0103 la 80% din valoarea necesarului<\/strong>pentru capital de lucru. Creditele pot fi folosite pentru acoperirea cheltuielilor curente, esen\u021biale \u00een perioadele critice ale produc\u021biei, finan\u021barea put\u00e2nd ajunge p\u00e2n\u0103 la maximum 90% din suma confirmat\u0103 de APIA.<\/strong><\/p>\n\n\n\n

Beneficiarii sunt IMM-uri definite conform legii, care se \u00eencadrez\u0103 \u00een criteriile de eligibilitate ale finan\u0163atorului, de\u0163in adeverin\u0163e emise de APIA, nu se afl\u0103 \u00een dificultate financiar\u0103 \u0219i nu beneficiaz\u0103 de garan\u0163ii de la alte fonduri de garantare pentru finan\u021barea accesat\u0103. \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/p>\n\n\n\n

Costul garan\u021biei depinde de ratingul financiar al fiec\u0103rui beneficiar, stabilit de banc\u0103.<\/p>\n\n\n\n

Un avantaj important este c\u0103 b\u0103ncile aplic\u0103 proceduri simplificate<\/strong>, iar acolo unde sunt necesare garan\u021bii suplimentare, FNGCIMM intervine pentru a reduce presiunea asupra fermierilor.<\/p>\n\n\n\n

Acest parteneriat ofer\u0103 un cadru clar \u0219i transparent, ajut\u00e2nd fermierii s\u0103 ob\u021bin\u0103 mai u\u0219or finan\u021bare \u0219i contribuind la dezvoltarea durabil\u0103 a sectorului zootehnic din Rom\u00e2nia.<\/p>\n\n\n\n

Detalii pe site-ul FNGCIMM, AICI<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Fermierii rom\u00e2ni primesc \u00een continuare acces la finan\u021bare prin parteneriatul dintre Fondul Na\u021bional de Garantare a Creditelor pentru IMM-uri (FNGCIMM), Agen\u021bia de Pl\u0103\u021bi \u0219i Interven\u021bii pentru Agricultur\u0103 (APIA) \u0219i principalele b\u0103nci din Rom\u00e2nia. Noile conven\u021bii semnate faciliteaz\u0103 accesul beneficiarilor APIA la creditare, fiind \u00eencheiate acorduri cu BCR, Exim Banca Rom\u00e2neasc\u0103 \u0219i UniCredit Bank pentru sus\u021binerea […]<\/p>\n","protected":false},"author":1,"featured_media":15775,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[14],"tags":[299,272,3519,3955,1859],"class_list":{"0":"post-15774","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lumea-noastra","8":"tag-credite","9":"tag-fermieri","10":"tag-fngcimm","11":"tag-garantii-2","12":"tag-sprijin"},"yoast_head":"\nFNGCIMM continu\u0103 \u0219i \u00een 2026 sprijinul pentru fermieri: acces mai u\u0219or la credite garantate - Covasna45<\/title>\n<meta name=\"description\" content=\"Acolo unde sunt necesare garan\u021bii suplimentare, FNGCIMM intervine pentru a reduce presiunea aupra fermierilor.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/fngcimm-continua-si-in-2026-sprijinul-pentru-fermieri-acces-mai-usor-la-credite-garantate\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FNGCIMM continu\u0103 \u0219i \u00een 2026 sprijinul pentru fermieri: acces mai u\u0219or la credite garantate - 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