{"id":1835,"date":"2023-05-25T08:35:54","date_gmt":"2023-05-25T06:35:54","guid":{"rendered":"https:\/\/covasna45.ro\/?p=1835"},"modified":"2023-05-25T08:35:55","modified_gmt":"2023-05-25T06:35:55","slug":"anpc-toate-creditele-trebuie-recalculate","status":"publish","type":"post","link":"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/anpc-toate-creditele-trebuie-recalculate\/","title":{"rendered":"ANPC: toate creditele trebuie recalculate!"},"content":{"rendered":"\n<p>B\u0103ncile vor trebui s\u0103 emit\u0103 noi grafice de rambursare. Creditul va fi achitat de c\u0103tre consumatori \u00een rate egale pe \u00eentreaga perioad\u0103 de creditare, a explicat directorul general al Autorit\u0103\u0163ii Na\u0163ionale pentru Protec\u0163ia Consumatorilor (ANPC), Paul Anghel.<\/p>\n\n\n\n<p>El a explicat c\u0103 prevederea se refer\u0103 la produsele care se vor oferi de la data emiterii ordinului ANPC de \u00eencetare a practicilor \u00een\u015fel\u0103toare.<\/p>\n\n\n\n<p>La r\u00e2ndul s\u0103u, avocatul Adrian Cuculis a afirmat c\u0103 unele institu\u0163ii bancare au \u00eenceput s\u0103 \u00ee\u015fi cheme clien\u0163ii la negocieri.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Problema vizat\u0103 este cea a ratei de dob\u00e2nd\u0103.<\/h2>\n\n\n\n<p><strong><em>\u201eDeci, nu e vorba c\u0103 nu se respect\u0103 ordonan\u0163a 50 sau 52. Se respect\u0103 ordonan\u0163a 50 sau 52. Iar\u0103\u015fi spun c\u0103 prevede restituirea \u00een rate egale sau \u00een rate descresc\u0103toare. E perfect ok. Problema e cum te joci tu, profesionist, cu mintea consumatorului \u015fi-l pui s\u0103 aleag\u0103 un produs \u00eentr-o anumit\u0103 situa\u0163ie, \u00een care el este vulnerabil. De ce este vulnerabil? Pentru c\u0103-\u015fi dore\u015fte s\u0103 achizi\u0163ioneze bunuri, fie c\u0103 vorbim de bunuri imobile, fie c\u0103 vorbim chiar de bunuri mobile. C\u00e2teodat\u0103 exist\u0103 posibilitatea s\u0103 nu primeasc\u0103 creditul respectiv \u015fi s\u0103 nu \u00ee\u015fi \u00eendeplineasc\u0103 visul de a achizi\u0163iona respectiva proprietate\u201d,<\/em><\/strong> a spus Paul Anghel.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u0103ncile vor trebui s\u0103 emit\u0103 noi grafice de rambursare. Creditul va fi achitat de c\u0103tre consumatori \u00een rate egale pe \u00eentreaga perioad\u0103 de creditare, a explicat directorul general al Autorit\u0103\u0163ii Na\u0163ionale pentru Protec\u0163ia Consumatorilor (ANPC), Paul Anghel. El a explicat c\u0103 prevederea se refer\u0103 la produsele care se vor oferi de la data emiterii ordinului [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1836,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[14],"tags":[192,299,613],"class_list":{"0":"post-1835","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lumea-noastra","8":"tag-anpc","9":"tag-credite","10":"tag-dobanzi"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ANPC: toate creditele trebuie recalculate! - Covasna45<\/title>\n<meta name=\"description\" content=\"Prevederea se refer\u0103 la produsele care se vor oferi de la data emiterii ordinului ANPC de \u00eencetare a practicilor \u00een\u015fel\u0103toare.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/anpc-toate-creditele-trebuie-recalculate\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ANPC: toate creditele trebuie recalculate! 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