{"id":18500,"date":"2026-09-14T08:01:03","date_gmt":"2026-09-14T06:01:03","guid":{"rendered":"https:\/\/covasna45.ro\/?p=18500"},"modified":"2026-09-14T08:02:07","modified_gmt":"2026-09-14T06:02:07","slug":"fngcimm-a-pregatit-ghidul-de-accesare-a-unei-garantii-prin-programul-pocidif","status":"publish","type":"post","link":"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/fngcimm-a-pregatit-ghidul-de-accesare-a-unei-garantii-prin-programul-pocidif\/","title":{"rendered":"FNGCIMM a preg\u0103tit\u00a0Ghidul de accesare a unei garan\u021bii prin programul PoCIDIF"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ai o idee de dezvoltare a afacerii, dar nu \u0219tii de unde s\u0103 \u00eencepi cu finan\u021barea?&nbsp;Cum accesezi concret un credit garantat prin PoCIDIF? Fii informat, pentru ca Instrumentul financiar urmeaz\u0103 s\u0103 se lanseze cur\u00e2nd!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Prin PoCIDIF, drumul e mai scurt dec\u00e2t crezi:<br>1\ufe0f\u20e3&nbsp;Identifici investi\u021bia<br>2\ufe0f\u20e3&nbsp;Mergi la un partener financiar PoCIDIF<br>3\ufe0f\u20e3&nbsp;Realizezi investi\u021bia.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Programul se adreseaz\u0103 IMM-urilor \u0219i \u00eentreprinderilor mici cu capitalizare de pia\u021b\u0103 medie care doresc s\u0103 investeasc\u0103 \u00een dezvoltare tehnologic\u0103 \u0219i modernizare, \u00een vederea \u00eembun\u0103t\u0103\u021birii capacit\u0103\u021bii tehnice, industriale \u0219i organiza\u021bionale de a gestiona dezvoltarea produselor \u0219i serviciilor, precum \u0219i rezilien\u021ba \u0219i adaptarea la schimb\u0103rile climatice.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Creditul se acord\u0103 pe maxim 60 luni (investi\u021bii) \/ 36 luni (capital de lucru).<\/li>\n\n\n\n<li>Dob\u00e2nd\u0103: 0% pentru primele 24 luni (investi\u021bii) \/ 12 luni (capital de lucru).<\/li>\n\n\n\n<li>Comision de garantare: 0%.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Afacerea ta devine mai competitiv\u0103!<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">FNGCIMM ofer\u0103 garan\u021bia bancar\u0103 (p\u00e2n\u0103 la 80% din credit) \u0219i componenta de grant, f\u0103r\u0103 niciun comision de garantare. B\u0103ncile partenere vor fi disponibile <a href=\"https:\/\/www.fngcimm.ro\/attachment\/tIX6h_POCIDIF.pdf\">AICI<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Programul sus\u021bine \u0219i creditele\/liniile de credit pentru capital de lucru necesare sus\u021binerii activit\u0103\u021bii curente, dac\u0103 acestea sunt legate de o investi\u021bie finan\u021bat\u0103 din PoCIDIF nu mai veche de 1 an la data solicit\u0103rii creditului.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mai multe detalii despre program sunt disponibile pe&nbsp;<a href=\"http:\/\/fngcimm.ro\/po-cidif\" target=\"_blank\" rel=\"noopener\">fngcimm.ro\/po-cidif<\/a>&nbsp;\u0219i&nbsp;<a href=\"http:\/\/mfe.gov.ro\/\" target=\"_blank\" rel=\"noopener\">mfe.gov.ro<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ai o idee de dezvoltare a afacerii, dar nu \u0219tii de unde s\u0103 \u00eencepi cu finan\u021barea?&nbsp;Cum accesezi concret un credit garantat prin PoCIDIF? Fii informat, pentru ca Instrumentul financiar urmeaz\u0103 s\u0103 se lanseze cur\u00e2nd! Prin PoCIDIF, drumul e mai scurt dec\u00e2t crezi:1\ufe0f\u20e3&nbsp;Identifici investi\u021bia2\ufe0f\u20e3&nbsp;Mergi la un partener financiar PoCIDIF3\ufe0f\u20e3&nbsp;Realizezi investi\u021bia. Programul se adreseaz\u0103 IMM-urilor \u0219i \u00eentreprinderilor [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":18501,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[14],"tags":[5110,1099,3519,162,5109],"class_list":["post-18500","post","type-post","status-publish","format-standard","has-post-thumbnail","category-lumea-noastra","tag-credute","tag-finantare","tag-fngcimm","tag-imm","tag-pocidif"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FNGCIMM a preg\u0103tit\u00a0Ghidul de accesare a unei garan\u021bii prin programul PoCIDIF - Covasna45<\/title>\n<meta name=\"description\" content=\"Cum accesezi concret un credit garantat prin PoCIDIF? 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