{"id":2295,"date":"2023-07-19T10:34:30","date_gmt":"2023-07-19T08:34:30","guid":{"rendered":"https:\/\/covasna45.ro\/?p=2295"},"modified":"2023-07-19T10:34:31","modified_gmt":"2023-07-19T08:34:31","slug":"de-ce-se-tem-romanii-de-platile-electronice","status":"publish","type":"post","link":"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/de-ce-se-tem-romanii-de-platile-electronice\/","title":{"rendered":"De ce se tem rom\u00e2nii de pl\u0103\u021bile electronice?"},"content":{"rendered":"\n<p>Rom\u00e2nia se situeaz\u0103 pe al doilea loc \u00een Uniunea European\u0103 \u00een ceea ce prive\u0219te procentul celor care primesc salariul \u00een numerar. Potrivit datelor furnizate de Banca Mondial\u0103 pentru anul 2021, 24% dintre beneficiarii de salarii din Rom\u00e2nia continu\u0103 s\u0103 primeasc\u0103 banii exclusiv \u00een numerar. \u00cen plus, acelea\u0219i date arat\u0103 c\u0103 31% dintre rom\u00e2ni nu au deschis un cont la o institu\u021bie bancar\u0103.<\/p>\n\n\n\n<p>Num\u0103rul rom\u00e2nilor care prefer\u0103 banii cash este \u00een sc\u0103dere fa\u021b\u0103 de 2014, c\u00e2nd o treime dintre salaria\u021bi \u00ee\u0219i luau banii cash. Totu\u0219i, procentul este \u00eenc\u0103 ridicat, \u00eentr-o er\u0103 \u00een care tehnologia \u0219i digitalizarea au avansat considerabil \u00een majoritatea \u021b\u0103rilor dezvoltate.<\/p>\n\n\n\n<p>Pandemia COVID-19 a accelerat tranzi\u021bia c\u0103tre o pia\u021b\u0103 lipsit\u0103 de tranzac\u021bii \u00een numerar. Multe \u021b\u0103ri europene au \u00eenregistrat o sc\u0103dere semnificativ\u0103 a utiliz\u0103rii banilor fizici, \u00een favoarea pl\u0103\u021bilor electronice \u0219i digitale.<\/p>\n\n\n\n<p>Exist\u0103 mai multe motive care pot explica aceast\u0103 situa\u021bie. Unul dintre ele este lipsa \u00eencrederii \u00een sistemul bancar, \u00een special \u00een r\u00e2ndul persoanelor mai \u00een v\u00e2rst\u0103 \u0219i a celor din mediul rural. Mul\u021bi rom\u00e2ni consider\u0103 \u00eenc\u0103 banii fizici ca fiind mai siguri dec\u00e2t pl\u0103\u021bile digitale, de care mul\u021bi se tem, consider\u00e2nd c\u0103 exist\u0103 riscul s\u0103 fie frauda\u021bi sau ataca\u021bi de hackeri.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rom\u00e2nia se situeaz\u0103 pe al doilea loc \u00een Uniunea European\u0103 \u00een ceea ce prive\u0219te procentul celor care primesc salariul \u00een numerar. Potrivit datelor furnizate de Banca Mondial\u0103 pentru anul 2021, 24% dintre beneficiarii de salarii din Rom\u00e2nia continu\u0103 s\u0103 primeasc\u0103 banii exclusiv \u00een numerar. \u00cen plus, acelea\u0219i date arat\u0103 c\u0103 31% dintre rom\u00e2ni nu au [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2296,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[14],"tags":[301,777,538,898],"class_list":{"0":"post-2295","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lumea-noastra","8":"tag-bani","9":"tag-carduri","10":"tag-cash","11":"tag-plati"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>De ce se tem rom\u00e2nii de pl\u0103\u021bile electronice? - Covasna45<\/title>\n<meta name=\"description\" content=\"Num\u0103rul rom\u00e2nilor care prefer\u0103 banii cash este \u00een sc\u0103dere fa\u021b\u0103 de 2014, c\u00e2nd o treime dintre salaria\u021bi \u00ee\u0219i luau banii cash.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/de-ce-se-tem-romanii-de-platile-electronice\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"De ce se tem rom\u00e2nii de pl\u0103\u021bile electronice? - Covasna45\" \/>\n<meta property=\"og:description\" content=\"Num\u0103rul rom\u00e2nilor care prefer\u0103 banii cash este \u00een sc\u0103dere fa\u021b\u0103 de 2014, c\u00e2nd o treime dintre salaria\u021bi \u00ee\u0219i luau banii cash.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/covasna45.ro\/index.php\/lumea-noastra\/de-ce-se-tem-romanii-de-platile-electronice\/\" \/>\n<meta property=\"og:site_name\" content=\"Covasna45\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-19T08:34:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-19T08:34:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/covasna45.ro\/wp-content\/uploads\/2023\/07\/cash-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1170\" \/>\n\t<meta property=\"og:image:height\" content=\"658\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Covasna45\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"Covasna45\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/de-ce-se-tem-romanii-de-platile-electronice\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/de-ce-se-tem-romanii-de-platile-electronice\\\/\"},\"author\":{\"name\":\"Covasna45\",\"@id\":\"https:\\\/\\\/covasna45.ro\\\/#\\\/schema\\\/person\\\/e674052bd7d95d70bbb007a1060ab73c\"},\"headline\":\"De ce se tem rom\u00e2nii de pl\u0103\u021bile electronice?\",\"datePublished\":\"2023-07-19T08:34:30+00:00\",\"dateModified\":\"2023-07-19T08:34:31+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/de-ce-se-tem-romanii-de-platile-electronice\\\/\"},\"wordCount\":229,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/covasna45.ro\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/de-ce-se-tem-romanii-de-platile-electronice\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/covasna45.ro\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/cash-1.jpg\",\"keywords\":[\"Bani\",\"Carduri\",\"Cash\",\"Pl\u0103\u021bi\"],\"articleSection\":[\"Lumea noastr\u0103\"],\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/de-ce-se-tem-romanii-de-platile-electronice\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/de-ce-se-tem-romanii-de-platile-electronice\\\/\",\"url\":\"https:\\\/\\\/covasna45.ro\\\/index.php\\\/lumea-noastra\\\/de-ce-se-tem-romanii-de-platile-electronice\\\/\",\"name\":\"De ce se tem rom\u00e2nii de pl\u0103\u021bile electronice? 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